Prime Meridian Capital Management

Prime Meridian Capital Management is an SEC-registered technology-powered alternative credit fund manager based in the San Francisco Bay Area with approximately $175 million in assets under management. The firm has deep roots in the FinTech ecosystem and has funded over $1.9 billion in loans and specialty credit since inception.

Prime Meridian works closely with niche originators to source investment opportunities that fall outside of traditional, well-defined markets, crafting win-win partnerships that enable their platforms to scale. Loans are selected using proprietary risk-based pricing models that focus on asset security, cash flow velocity, covenants, duration, yield-adjusted spread, and other characteristics designed to capture value and minimize risk to principal.

Prime Meridian prioritizes downside protection, targeting attractive risk-adjusted return opportunities with low correlations to other asset classes that offer attractive levels of current income. Lending verticals include consumer, real estate, small business, secured credit facilities, insurance-linked assets, litigation finance, royalties, and trade finance. The portfolios’ short duration and high yield generally position them well to take advantage of a rising interest rate environment.